How does AER provide financial assistance?

The correct answer is that AER provides financial assistance through loans, grants, or both. This approach is beneficial because it offers flexibility to military personnel and their families by tailoring the type of financial support to their specific needs and situations. Grants are non-repayable forms of assistance that can alleviate immediate financial burdens, while loans can help in situations where a repayable option is needed for larger expenses. This dual approach enables AER to better serve the diverse financial needs of service members, whether addressing emergencies, educational expenses, or other financial challenges. AER's mission encompasses a broad range of support options to ensure that soldiers and their families can receive the help they require during difficult times.