Which of the following services does the SFAC NOT provide?

The correct choice is that the SFAC, or Soldier and Family Assistance Center, does not provide direct financial loans. This is significant because the SFAC is focused on offering support services to soldiers and their families, particularly in areas such as referrals to emergency food voucher programs and providing substance abuse information.

Direct financial loans are outside the purview of what SFAC aims to standardize and deliver to families, as the center is designed to connect individuals with resources and information rather than act as a direct lender. The other services mentioned, such as emergency food vouchers and substance abuse information, are key components of the support structure that SFAC provides to assist families in need. Additionally, although military records management can be a function handled by other specific military administrative departments, it is not a service typically offered at SFAC, which further clarifies its role as a support and resource center rather than a financial institution.